The Prosper card is a new financial product that promises to help you save money and improve your credit score. But what are the requirements to get one? In this article, we’ll take a look at what you need to do to qualify for a Prosper card.
What is the Prosper Card?
The Prosper Card is a reloadable prepaid Visa card that offers a variety of features and benefits. You can use the Prosper Card to shop online, pay bills, or withdraw cash at ATMs. The Prosper Card is a great alternative to traditional credit cards, and it can help you stay on budget.
To get a Prosper Card, you must be 18 years of age or older and have a valid government-issued ID. You will also need to provide your Social Security number and date of birth. Once you have completed the application process, you will receive your Prosper Card within 7-10 business days.
Requirements to Get the Prosper Card
If you’re looking to get a Prosper card, there are a few requirements you’ll need to meet. First, you must be a US citizen or permanent resident. Second, you must have a valid Social Security number. Finally, you must be at least 18 years old. If you meet all of these requirements, you should be able to get a Prosper card without any problems.
How to Use the Prosper Card?
The Prosper Card is a great way to manage your finances and make payments easily. However, there are a few requirements you need to meet in order to get one. Here’s what you need to know:
1. You must be a US citizen or legal resident.
2. You must have a valid Social Security number.
3. You must be at least 18 years old.
4. You must have a verifiable source of income.
5. You must have a checking account in good standing.
6. You must not have any outstanding bankruptcy proceedings or judgments against you.
If you meet all of these requirements, you can apply for the Prosper Card online or by calling customer service at 1-888-402-6060.
Fees and Interest Rates
If you’re considering getting a Prosper card, it’s important to understand the fees and interest rates associated with the card. Here’s a breakdown of the fees and rates you can expect:
-Annual fee: $0
-Foreign transaction fee: 2%
-Balance transfer fee: 3%
-Cash advance fee: 5%
-Minimum interest charge: $2
-APR: 17.24% – 35.99%
Advantages and Disadvantages of the Prosper Card
When it comes to credit cards, there are a lot of different options out there. It can be difficult to decide which card is right for you. If you’re considering the Prosper Card, here’s what you need to know.
The Prosper Card is a great option for people with good credit. It offers a 0% APR for the first 15 months, and there is no annual fee. You also get rewards points for every purchase you make.
However, there are some disadvantages to the Prosper Card. First of all, it has a high interest rate after the introductory period ends. Additionally, if you carry a balance on your card, you will be charged a fee of 3%.
Conclusion
If you’re looking for a way to improve your financial situation, the Prosper Card may be a good option for you. With no credit check required and a low monthly fee, the Prosper Card can help you save money and build your credit score. To get started, all you need is a government-issued ID and a Social Security number. So if you’re ready to take control of your finances, apply for a Prosper Card today.